From AmWay To Education Dick DeVos Proves Himself A Success

I have always been amazed at the way the Grand Rapids, Michigan based business leader Dick DeVos finds the time to be such an effective campaigner for education reform when he leads such an effective and profitable business career. Dick first came to my attention through his time spent as the President of the Orlando Magic NBA franchise in 1991 where he proved his doubters wring in believing his age and experience levels would work against him in the roles of President and CEO. None of us should have underestimated the chances of success for Dick DeVos as I believe he had already proven himself to be a business success with the AmWay Corporation.


Despite being the son of AmWay founder Rich DeVos, Dick was never given a career at the corporation without having earned a promotion first; I believe the decade working in various sectors of the company provided Dick DeVos with a grounding that has helped him achieve success in all the business interests he has since pursued. In 1986, Dick was finally appointed to an executive position at AmWay in the difficult role of international sales director where he excelled in providing an increase in sales from just five percent of those recorded by AmWay to more than 50 percent by 1991 when Dick joined the Orlando Magic.


In my own opinion, Dick DeVos understands the need for all businesses to look for ways of developing for the future, which is something the Northwood University graduate did with AmWay over the course of a number of years. Now seen as the number one direct sales company in the U.S., AmWay was restructured with the Alticor holding company in control under the leadership of Dick DeVos who I believe ensured the future of the company to be bright throughout the 21st century. I believe Dick DeVos wants to achieve as much as possible in his life and believed he had completed his work with AmWay when he announced his retirement in 2002. Dick DeVos is now estimated to have a personal wealth of over $5 billion and continues to find success with his own Windquest Group he and wife Betsy use to make seize their own investment opportunities.


Improving the Russian Economy Some Ideas From One Entrepreneur

Within the past few quarters, the Russian Economy has grown rapidly slower than its preceding estimates, showing a nearly four times exaggeration in the actual versus the estimated. This is clearly a problem, and one of which Alexei Beltyukov, Advisor of the Skolkovo Foundation, has weighed in on.

The Russian market has been damaged since the Ukranian struggle beginning in early March. One of the most recognizable effects of this is the ruble losing 9% against the dollar, which served to greatly increase the cost of imports. This, however, is just the next step in a long string of examples of Russias slowing economy that has been falling for the past four years.

According to, Alexei Beltyukov, however, offers financial wisdom in hopes to held turn around the economy of Russia, and he hopes it helps very quickly. He says that in order for Russia to reestablish itself as an economic power, it needs to emphasize the entrepreneurial spirit.

Alexei believes that the central government needs to work very hard to support small businesses that are currently struggling to grab a foothold in the failing economy. Only through small businesses, Beltyukov says, will the Russian economy find prominence again.

Alexei Beltyukov has experience in the matter, as he is a recognize entrepreneur and philanthropist. He started his company, Edemic Capital, in 2013 to aid in what he sees as the revitalization of the Russian economy. They provide support for small start-ups and businesses in the way of guidance or monetary relief.

In addition, the company supports those seeking to attend business school. In addition, Beltyukov works with the Russian government to provide economic support through the Skolkovo Foundation, on which he is Vice President. This foundation provides support through grants to technology start-ups. His actions follow his belief that small business will rebuild Russia.

Your Car Loan Rates Can Become Lower Once Ignition Financial Finds You Another Lender


Some people will unintentionally make it harder on themselves by continuing to pay high monthly rates on their car payments when it’s not necessary. Yes, it is necessary for them to continue making their payments, but they may be able to get the payments much lower than what they are paying now. Refinancing a car loan is the perfect way to get the payments as low as possible and to also get better terms on the loan, which can be in the best interest of the customer. Going with a refinancing company may be a bit of a challenge if you don’t know where to go.


A great company to choose for refinancing is a Ignition Financial, and there are many reasons why they are the company to go with. With a great background in refinancing cars, Ignition Financial is a perfect choice, and the company also has a lot of dealings with several lenders, giving you one choice after another of which lender would be best for your refinancing needs. Choose terms that are more flexible than what you were used to before, such as lower payments, lower interest rates, and a different pay date. Once the terms have been chosen, your loan will be in place.


After your application has been shopped around to several lenders, you can choose which lender has the terms you’re looking for, even if there rate is not as low as what you’d like. Some people choose the lender with the lowest rates, but other people may choose a lender with terms that are more agreeable and better for their lifestyle and needs.


On top of being able to link you with a great lender, Ignition Financial also has some amazing benefits that can be obtained by any customer that works directly with them. The first thing that a customer wants and thinks about is “slash my payments,” but what about the protection of the car? Protecting your car doesn’t only start with getting full coverage insurance, but you can also get some great coverage from Ignition Financial that will protect the entire car. Protect your car loan, car parts, tires and more with the different protection services from Ignition Financial today.


Building an Informative Community with ClassDojo

ClassDojo is a company that has a mission. This is a mission to help all teachers create the unbelievable classroom experience. This is something that many teachers have embraced, and it is only a matter of time before this becomes an app that will be used in classrooms everywhere. There is already a global dominance that has made this one of the most used apps for education. It has been reported that close to 90% of schools in the United States at the K-8 grade levels are using this app. That is outstanding when one considers the fact that there are other apps out there.

ClassDojo continues to dominate over these other apps because it has been promoted by a lot of school districts. In the school system there are often lots of schools that do not have the funding to support any high dollar technology. That is why the ClassDojo app tends to be so appealing. This is a free app that comes from the west coast that has become important in the east, north and south. It spread from the west coast quickly and people discovered that ClassDojo would be a very efficient way to stay in touch with parents.

Sometimes teachers can have a difficult time getting parents in for a face to face parent-teacher conference.  This app helps people avoid all of that. More than half of all parents with children in K-8 grades are going to have access to a smart phone. This is a free app to download, and it works on both iPhone and Android systems. This widespread availability has made this the app that has beat out the competition and shined as the pinnacle of educational communication.

The ClassDojo app builds a nice community of students, teachers and parents. This is the popular app that is easy to utilize, and that is why it works. All that they have to do is sign up, log in and get connected in accordance to the school where their children are in attendance. This gives the parents the chance to get plugged in to a network where they can learn more about what is happening with classroom projects and all types of assignments that are due throughout the year.

Achieve The Hair Of Your Dreams With Wen Cleansing Conditioner

WEN Cleansing Conditioner by Chaz DeanStronger, longer, and fuller hair is what most women dream of. Attaining the healthy, shiny locks that we see in the media seems unrealistic and even frustrating. There are so many products available that make promises of healthier hair, only to fall short in the end. If you are sick of shelling out cash for the latest and greatest product, a cleansing conditioner might be what your hair truly needs. Consistently using a cleansing conditioner is the key to achieving the hair of your dreams.

Shampoo has been a hot topic for a while now. People are wondering how often to shampoo their hair while also curiously scrutinizing the ingredients in shampoo. What if the answer was to replace your shampoo with a cleansing conditioner? You heard right, skip the shampoo altogether. Cleansing conditioners are created to provide a low lather; your hair gets clean without becoming dry and brittle. Your hair is able to maintain moisture which consequently gives you stronger and healthier hair.

Chaz Dean is a celebrity stylist with a passion for hair. He has created a line of effective and affordable hair care products called WEN by Chaz. The cleansing conditioners created by Chad Dean are phenomenal for three reasons: they give your hair a deep clean without drying chemicals and sulfates, they are chock full of natural ingredients, and they actually work! Your hair is not stripped during the cleaning process so you are able to achieve clean, manageable hair while maintaining moisture and shine. After a few weeks of use, 100 percent of users reported more moisturized hair.

WEN by Chaz has a large variety of cleansing conditioners for every hair type. There is a cucumber aloe mixture that is extremely light for the finest hair while the tea tree cleansing conditioner promotes a healthy scalp and hair growth. WEN by Chaz is a great option for women trying to live a more natural or minimalist lifestyle. Purchasing a cleansing conditioner eliminates the need for shampoo completely, and WEN by Chaz uses a long list of natural and healthy ingredients in his products. No matter what your hair type or specific needs, WEN by Chaz has a cleansing conditioner that will revolutionize your entire beauty routine.

Follow @CHAZDEAN and @wenhaircare on Twitter for the latest product news and releases.



Highland Capital Management Donates $1 Million Grant to The Family Place

James Dondero, the co-owner, and chief executive officer of Highland Capital Management announced that they had given $1 million to support Legacy Campaign geared towards supporting victims of family violence. The challenge grant is part of the remaining $2.8 million required to support The Family Place’s campaign scheduled in the next six months. Mr. Dondero made the announcement during an annual trailblazer event held at Hilton Anatole in Dallas.

According to Mr. Dondero, the grant would be administered through HCM’s philanthropic arm, Highland Dallas Foundation. The grant will match up to $1 million of any funds generated for the Legacy Campain until April 2017. Since James Dondero’s announcement on October 4th, the domestic violence center has raised $200,000 towards its campaign.

The Family Place will match the additional funds with Highland’s donation. With $2.8 deficit to raise the required $16.5 campaign’s target, Highland’s grant will be instrumental in the success of The Family Place’s campaign. According to Mr. James Dondero, the donation answers the Dallas administration’s call to address life-threatening issues.

Paige Flink, The Family Place’s chief executive officer, says that Legacy Campaign is an opportunity to extend humanitarian services to victims of domestic violence. The campaign supports the establishment of a counseling center for domestic violence victims.  Learn more about James Dondero:

Named after its benefactor, Ann Moody, the counseling center contained medical clinics, emergency shelter rooms, a call center, and training rooms. Ann Moody Place will serve over 2,000 domestic violence victims annually since The Family Place’s facility operates at capacity. Besides, it has a facility that shelters pets for those that fear to leave their pets behind.

About Highland Capital Management

Founded by James Dondero and Mark Okada, Highland Capital is a fully certified investment advisor managing $16 billion of assets. Highland is a global-scale provider of alternative credit management.

Besides, Highland supports humanitarian organizations through its philanthropic arm, Highland Dallas Foundation. The headquarters of Highland Capital Management is located in Dallas, Texas, but it has functional offices in Seoul, Sao Paolo, New York, and Singapore.

A Preview Into Cone Marshall And Its Steps To Attaining Success

In the past two decades, law practice has developed and many changes in the industry have occurred. Technology is one of the reasons more firms have come up to support the development of law as an industry and professionals in the field have sought to pursue more ideas that can make it easy to resolve cases. Cone Marshall is the only law firm in New Zealand to specialize in trust and tax law and they are currently ranked at the top for offering unique and focused services.


Cone Marshall enjoys success today due to the effort and dedication its leaders applied in the past. When it was founded in 1999, it had little support from clients and the firm hardly made progress. The first five years after it was founded were shaky and a difficult time. It was until 2005 when the firm began to see changes in its system and more clients started to buy their services. Cone Marshall came up with new strategies that sought to push the firm to offer better and focused services. The plan changed the leadership style and introduced new ways of dealing with cases.


One of the methods adopted to make processes fast and easy was installing a digital filing system that offers clients the ability to access all the information they need from the comfort of their homes. Cone Marshall manages the cases shared by clients through the efficient processes that are handled through online access that makes it easy for both the staff and clients to view all files shared pertaining a particular case.


Leadership focused to the mission

Every firm that has recorded good results in the industry has been enjoying the support of focused and dedicated leaders. Among its leaders, Karen Marshall stands out for offering dedicated and unique services that have seen the firm grow from a struggling entity to an international provider of tax and estate litigation support.


She is an experienced lawyer whose main area of service is commercial litigation. Karen has developed her skills in the area for more than one decade and is considered one of the best lawyers working with Cone Marshall due to her agility and knowledge in tackling challenging issues.



New Zealand Foreign Trusts are Used for Asset Planning–Not for Tax Planning–As Many Individuals at First Believe

Lawyer Geoffrey Cone is Responsive with Regard to the True Use of the Foreign Trust within New Zealand:


Where did persons come up with the notion that New Zealand is a tax haven? The foreign trust, inside of New Zealand, is not as lavish as an individual may first suspect. The media provides a great deal of drama, though, with regard to a very black and white subject.


It is important to clarify, the fact, that New Zealand is simply not a Tax Haven. The OECD keeps a list of such entities. New Zealand is not on the list. The main features of a tax haven include: Such entities do not impose taxation; they are somewhat vague, and the laws, relative to them, make information exchange between governments restrained. Certainly, New Zealand possesses none of the preceding characteristics. Additionally, there is no such thing as an inconspicuous banking industry, operating inside of New Zealand.


The example of true transparency is presented by the 2002 OECD Agreement on Exchange of Information on Tax Matters. The nation of New Zealand, was one of the first nations placed on the white list of the OECD, relative to adequately establishing a global agreed upon standard of tax.


New Zealand is highly transparent, and demonstrates, as much, in its ability to lead, in the administration of foreign trusts. Additionally, it presents all of the necessary requirements to trustees. The preceding actions make it possible for New Zealand to communicate, fully, with regard to its foreign trust setup, with other countries—requesting information.


New regulations were set forth in 2006, by Michael Cullen, after considerable thought and review. Mr. Cullen consulted with all of the appropriate experts.


A resident of the New Zealand nation is required, by the IRD, to submit a disclosure. The foreign trust documentation is form IR607. This form is kept with financial records and used for purposes of tax.


Records, kept with the above form, by the way, include the trust deed, details of the settlement, distributions– inclusive of the recipient’s name and residential location, information about the trust’s assets and liabilities; funds that the trustee receives and expenditures.


When the trust is considered a business entity, the responsible person is required to keep data with regard to the system of accounting as well as a relative Chart of Accounts.


The records mentioned, above, are maintained inside of New Zealand. The records, further, must be in English. When neither of the two conditions are met—heavy penalties can result.


The preceding requirements, were further intensified with enactment of the World Standard Money Laundering legislation—which came about in 2011.


Inside the majority of nations, an individual who is in the process of trust settlement is required to report the settlement of funds to that of its own officials, and banks. When the preceding is paired with the settlers of data, reporting details, inside their own respective nations, the information, provided, is quite enough to give authority figures adequate information, in order to request further information as to a certain transaction or a trust—in general.


The nation of New Zealand has thirty-nine agreements—with regard to tax. The agreements are designed in order to reduce tax, with regard to trade as well as investment. Further, the agreements are preventative, from the standpoint that they do not allow activities such as evasion of taxes to occur.


The country, too, has twenty some tax information exchange agreements. The information exchange agreements are with that of outside nations. The agreements present a limited form of a double-tax agreement. The agreements are used in assuring that no tax avoidance occurs.


New Zealand, most recently, has now signed a Multi-lateral Convention relative to Mutual Administrative Assistance with regard to Matters of Tax. This type of transparency, certainly, does not suggest actions relative to the nation being a tax haven.


Despite most individuals’ perceptions, the majority of Foreign Trusts are used in way of asset protection as well as succession planning: not in the way of tax planning. The preceding is true with regard to New Zealand. The growth of foreign trusts, within New Zealand, has occurred, due to the fact that the nation has been recognized, on a global basis, as a reliable venue, wherein, sound regulations, and a judiciary, of high-standards, and integrity exists.


The great majority of the providers of service are accountants and lawyers. These individuals work, in partnership, with other like professionals, located within other nations.


New Zealand is not in competition, therefore, with any tax haven. New Zealand competes with nations, such as the United States, and Britain, where tax transparency is in existence, as it regards foreign trusts. New Zealand, summarily, is a nation operating in a well-established, well-defined manner as it pertains to making use of the Foreign Trust.


Notes Regarding Cone Marshall:


Geoffrey Cone and Karen Marshall serve as Lawyers in of New Zealand. The two individuals established the law firm, Cone Marshall, in 1999. Cone Marshall is regarded as the only firm, in the nation, that specializes in tax trust management. The location of the firm is Auckland, New Zealand.


Karen Marshall and Geoffrey Cone, provide a great deal of experience, to their clients, as it applies to the field of law.


Karen Marshall has the responsibility, afforded to her of providing expert legal consultation, relative to statutory trustee companies. She is the Principle at the firm. She is very knowledgeable, too, with regard to matters of law, regarding trust management.


Geoffrey Cone is the firm’s co-founder. Geoffrey Cone is defined as a tax lawyer. Prior to his engagement at The Cone Marshall Law Firm, Geoffrey Cone, held a post in a British law firm.


Geoffrey Cone has been providing his client-base with trust planning and trust management services, since he first began his tenure as a lawyer.


Further information About Cone Marshall May Be Acquired by Accessing the Following Site:




David Osio Takes Part In Launch Of Modern Real Estate Application

Real estate is growing across the world and many people are rushing to invest in the industry. However, with no support and information, making the right decision is not easy and people often are left with difficult problems to tackle. This explains the reason there are several companies that have come up to offer advisory services to those looking to invest in this industry. One of the companies that has proved to offer quality and reliable services is Davos Financial Group, which has been serving the Venezuela market since 1993.


The most recent step the company made includes the development of a new mobile application that will offer information about different deals in the market as well as connecting buyers to the right types of properties. The event was presided over by the CEO of the company, David Osio, who expressed hope in the program and cited that they are looking to expand their scope of operations by coming up with new companies that will start operating in other countries like the U.S. and Canada.


With the application, one can customize preferences so as to receive alerts whenever an asset with the description they have added is uploaded. It will also eliminate the different processes that delay the execution deals because one can verify the details of a property online before going ahead to choose the listed item.


The project was handled by a team of professionals over a period of six months, so it is a thorough job that delivered a unique and perfect application.


About David Osio

David Osio has gained extensive experience in business management and he also comes out as a proficient financial advisor. He has worked with several advisory firms and he boasts of skills in both law and finance, something that presents him as a strong player in the financial industry.


He has been in the real estate industry mainly offering support to clients looking for advisory services and his ideas have brought about the development of a whole industry in Latin America and Venezuela. He founded Davos Financial Group after completing his studies in 1993 and the company has been performing remarkably well in advisory and management.

Learn more:

InnovaCare Health-providing full medical access

To face the challenges of today’s complex healthcare surroundings, InnovaCare health is one of the leading contributors of providing quality healthcare services in North America. InnovaCare Health provides access to excellent health care services by creating sustainable models that are cost effective and full incorporation of modern and advanced technologies. It is also a leading provider of medical advantage plans that includes MMM Healthcare and PMC Medicare Choice.

To provide payment methods based on quality rather than quantity InnovaCare Health recently announced their participation in Healthcare payment learning and action network more commonly known as LAN. They are willing to accelerate the LAN’s mission of accelerating alternative payment methods. LAN is a private-public partnership that seeks to promote various alternative payment methods.

Recently three major additions have been added to the leadership team at InnovaCare Health. They added a new chief actuary officer Jonathan Meyers. Penelope Kokkinides is the newly appointed chief administrator office and Mike Sortino has been appointed as the new chief accounting officer.

Through the back of InnovaCare Health is the hard work, commitment of two individuals who strive to make it a success. CEO Rick Shinto and COO/CAO Penelope Kokkinides.

Rick Shinto is the Chief Executive Officer at InnovaCare health. He holds an extensive set of experience in the medical sector, having worked for more than 20 years in this respected field. Rick Shinto also served as the Chief Executive Officer at the North American Medical Management. He has also worked as a director and as a chief medical officer in several hospitals in California, United States. He also holds a master’s degree in business administration besides his background in medicine. He has also been awarded Access to Caring award from the Western University of Health Sciences on This award is usually awarded to people who have made commitment and efforts in advancing access and availability to under privileged and under deserved.

Penelope Kokkinides currently working as chief administrator officer at InnovaCare Health is a bright individual with an extensive set of skills and specializing in managed care industry. Prior to joining InnovaCare Health, Penelope Kokkinides served as the Executive Vice President where her responsibilities included strategic direction and overall management of the managed care division. She also worked as a chief operating officer at Touchstone Health.